Actual Cost vs Replacement Cost

Actual Cost Value vs. Replacement Cost Value

What does Actual Cost Value and Replacement Cost Value mean? If you’ve filed a claim and received an estimate for repairs from your adjuster or your contractor, chances are the terms Actual Cost Value or Replacement Cost Value or their corresponding acronyms (ACV or RCV), appear somewhere on that estimate...

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Cold Dog

How cold is too cold for dogs?

Have you ever wondered how cold is too cold?
Cold weather is back here in Austin, and it looks like it’s going to stick around for a few days. We’re getting a slight reprieve today (High of 58° F) but then the possibility for freezing temperatures return Thursday and Friday morning. Hopefully you know what you need to do to protect your pipes during freezing weather, but what about the family dog? How cold is too cold for your dog to be outside? The folks over at Pet Plan created a handy infographic to quickly assess the danger cold temperatures can pose for your dog. 

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Frozen Pipes

Protect Against Frozen Pipes in Austin

Frozen water inside pipes can lead to them bursting.
Frozen pipes can lead to burst pipes, which can flood your home with water causing thousands of dollars of damage to your walls, carpets, ceiling and furniture. Burst pipes occur when the water inside of them freezes and expands. What are the steps you should take here in the Austin area to protect against frozen pipes? We list off the major preventative measures you should take so you can rest easy.

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Insurance Agent

Insurance Agent vs. Adjuster – What’s the difference

For many homeowners filing and dealing with the insurance claim process is a completely new experience for them. They will be presented with a lot of new information, and wrapping your head around all the different terms can be overwhelming at times. In this article we hope to explain the difference between the two terms that will undoubtedly arise soon after filing a new insurance claim. The insurance Agent vs. an insurance adjuster, who are they and what role will they play in your insurance claim?

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Water Damage

Water Damage – Terms to know – Psychrometry

What is psychrometry and what role does it play in a water damage scenario? Webster’s Dictionary defines psychrometry as follows: The art of determining the amount of moisture in the air by the use of the psychrometer (sling hygrometer) from the Greek “psychro” meaning cold, it refers to the combination wet and dry thermometers in the sling hygrometer that are used to determine relative humidity.

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Fire Damage

Before and After Fire Damage repairs pictures

This was a home that had pretty extensive fire damage to both the interior and exterior of the house. We originally went out to secure the home after the fire and then proceeded to demo and haul off debris. Fire Damage to exterior of home Another angle showing the extent of the damage. Quite a lot of demo was required.

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Water Damage Restoration

Water Damage Restoration

Water damage claims, both large and small, require rapid response The moment you discover water damage to your home it is important that you act quickly to prevent further damage. If you have never had a home insurance claim, you may not know what steps you should take. We hope to offer you some helpful advice on how to approach a water damage restoration claim. Now every claim will be slightly different...

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Flood damage

Flood damage and the reason for water extraction

What you might not know about flood damage Flood damage to your home can be caused by all three of waters different phases (solid, liquid, or gas) and the longer any of these three phases of water remain unmitigated, the likelihood for more damage is increased. That is why it is important to remove all water, not just the visible water, as quickly as possible....

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